Caroline is a partner and head of the firm's Financial Services Regulatory team.
Dual qualified, she has worked both in private practice and for a UK Bank (where she headed up the retail banking legal team). She has extensive knowledge and experience in advising on all matters relevant to retail banking and has particular expertise in consumer credit.
She regularly advises clients on a broad range of matters relevant to the UK's payments and financial services regulatory markets and works closely with FinTechs to ensure their products are compliant.
Clients recognise that Caroline takes a pragmatic view and she is known for being able to find solutions that capture the priorities of the business, the risk and legal teams.
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Reaching through the screen: FCA v HTX breaks new ground with “persons unknown” enforcement
13/02/2026
The Financial Conduct Authority took enforcement action against HTX, using “persons unknown” injunctions to pursue an offshore crypto exchange allegedly breaching UK financial promotions rules.
CCI final rules: what you need to know
11/12/2025
A guide to the FCA's final rules on the Consumer Composite Investments regime.
Consumer Duty for co-manufacturers: clarity now, consultation to follow
11/12/2025
The FCA has clarified how the Consumer Duty applies to co-manufacturers. It also highlights that the definition of a co-manufacturer remains unresolved, with guidance expected in a 2026 consultation.
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