Caroline is a partner and head of the firm's Financial Services Regulatory team.
Dual qualified, she has worked both in private practice and for a UK Bank (where she headed up the retail banking legal team). She has extensive knowledge and experience in advising on all matters relevant to retail banking and has particular expertise in consumer credit.
She regularly advises clients on a broad range of matters relevant to the UK's payments and financial services regulatory markets and works closely with FinTechs to ensure their products are compliant.
Clients recognise that Caroline takes a pragmatic view and she is known for being able to find solutions that capture the priorities of the business, the risk and legal teams.
Related Insights
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Expanding consumer access to investments: The FCA’s vision for retail market reform
11/12/2025
The FCA’s latest discussion paper invites the industry to help shape the future of retail investment regulation.
Client categorisation: a reset, not a relaxation
11/12/2025
The FCA’s proposals to overhaul the elective professional client regime represent one of the most significant changes to UK conduct regulation since Brexit.
The CCI Regime: five strategic questions every firm should be asking
09/12/2025
The FCA’s new Consumer Composite Investments Framework is more than a compliance exercise. In light of this, Jamie Gray explores five strategic questions that every firm should be asking.
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