Caroline is a partner and head of the firm's Financial Services Regulatory team.
Dual qualified, she has worked both in private practice and for a UK Bank (where she headed up the retail banking legal team). She has extensive knowledge and experience in advising on all matters relevant to retail banking and has particular expertise in consumer credit.
She regularly advises clients on a broad range of matters relevant to the UK's payments and financial services regulatory markets and works closely with FinTechs to ensure their products are compliant.
Clients recognise that Caroline takes a pragmatic view and she is known for being able to find solutions that capture the priorities of the business, the risk and legal teams.
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Reaching through the screen: FCA v HTX breaks new ground with “persons unknown” enforcement
13/02/2026
The Financial Conduct Authority took enforcement action against HTX, using “persons unknown” injunctions to pursue an offshore crypto exchange allegedly breaching UK financial promotions rules.
Navigating the PVG Scheme in Scotland – What you need to know
28/01/2026
The Disclosure (Scotland) Act 2020 (“the 2020 Act”), which came into force on 1 April 2025, implemented a number of significant changes to the Protecting Vulnerable Groups (PVG) scheme.
CCI final rules: what you need to know
11/12/2025
A guide to the FCA's final rules on the Consumer Composite Investments regime.
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